An Online Course With You In Mind
Skip the babysitter, save on gas, and complete your homebuyer education course online, in your own time. You can take it in one session, or log out and log back in and resume, based on your schedule.
Backed By A Secure System
Our online homebuyer education can be accessed via your mobile phone, tablet, laptop or desktop.
Notable Distinctions
InCharge has been providing housing education for more than 15 years. We are dedicated to helping more Americans achieve sustainable homeownership.
Down Payment Assistance Programs in California
The words of American humorist Mark Twain still ring true: “Buy land…they’re not making it anymore.” If only it were that easy. Home ownership as a way to build wealth is particularly challenging in California, ...
Down Payment Assistance Programs in Pennsylvania
Buying a house is a significant life goal and milestone for Pennsylvania families. That's why, in 1972, the Pennsylvania Housing Finance Agency (PHFA) was established to help families cover the mounting costs of homeownership. The ...
Down Payment Assistance Programs in New York
The median home price in New York has soared above $400,000 – a chilling prospect for someone considering buying their first home. Coming up with a 20% down payment, or even 5%, may prompt many ...
First-Time Home Buyer Benefits
A first-time homebuyer is an individual who is buying a home for the first time or has not owned and occupied their primary residence for three years prior to purchasing a new home.. Lenders and ...
What Is the Minimum Down Payment for First-Time Home Buyers?
One of the major barriers to buying a home for first-time homebuyers is coming up with a down payment, the money you pay up front when you close on a home. There are many down ...
First-Time Home Buyer Guide
Buying a home is a big decision. Buying one for the first time can be a frightening one. The dollars are big, you may be unfamiliar with the rules, and you never know whom you ...
First-Time Homebuyer Tax Credit
Buying a home is one of the best ways to build wealth, but skyrocketing home prices and high mortgage rates are preventing many Americans from taking this step toward financial freedom. As the housing crisis ...
First-Time Homebuyer Requirements
Being a first-time homebuyer in any real estate market can be an adventure, equal parts thrills, and chills. In the current market where inventory is historically low and interest rates have nearly doubled in a ...
Down Payment Assistance Programs in Texas
Purchasing and owning a home is the dream of hundreds of thousands of Texans on a yearly basis, but too often many of those same people shy away from buying because of barriers perceived to ...
Credit Scores and the First-Time Homebuyer
For first-time homebuyers, the second most important factor (behind location) is: (A) Number of bathrooms. (B) Composition of the kitchen counters. (C) Storage space. (D) Terms of the mortgage. If you answered A, B, or ...