Online Homebuyer Education Course

Making Dreams Come True

Credit Counseling

HomeTrek is a user-friendly homebuyer education course that will help you learn how to afford, buy and maintain a home.

Certificate at Completion

You’ll be able to print and email your certificate upon completion of the course.

Customer Support

Our customer support team will help you with any questions you have.

Mobile Friendly Course

Take HomeTrek on your cell phone, tablet, laptop or desktop. Our course is designed to work on many devices.

Our Most Recent Articles

Sign that says buy or rent

Should You Rent-to-Own a Home?

Rent-to-own is exactly what it sounds like – you rent a home with a contract that allows you to eventually buy it. There are benefits and disadvantages to rent-to-own, and whether it’s a good idea ...
Empty street in a quiet neighborhood

Good Neighbor Next Door Program Helps Teachers, Law Enforcement, Firefighters & EMTs Buy Homes

The U.S. Department of Housing and Urban Development instituted the Good Neighbor Next Door (GNND) sales program in 2010. The idea remains the same a decade later: spark community revitalization by offering a 50% discount ...
Couple winning a bid on a house

How Startup Companies Are Helping Home Buyers Win Bidding Wars

In today’s ultra-competitive housing market, a number of startup companies are addressing new realities in home buying with a strategy based on an age-old truth – Cash is king. For first-time home buyers. For existing ...
Piggy bank with money for down payment on a house

How to Buy a House with Little to No Money Down

The belief that you need a 20% down payment to secure a mortgage on a home is largely a misconception. At one point it was true, but these days not so much. Before 1956, when ...
African American Couple New Home

What Programs are Available to Help African Americans Become Homeowners

If home is where the heart is, it’s also where wealth building frequently happens in America. That’s not a coincidence. “Homeownership has historically helped families create a legacy and build long-term wealth,” said AJ Barkley, ...
Affordable housing being built to supplement demand for housing crisis

Tech Companies Provide Housing Assistance in California and Washington

What started as a housing squeeze 30 years ago is now a full-blown crisis in Seattle and the San Francisco Bay Area. The median home price in San Francisco increased 90% between April 2009 and ...
Happy First-time homebuyer family

First-Time Homebuyer Trends for 2022

If you turned on the news at any point last year, you've heard the housing market was wild in 2021, but what will it bring in 2022? Home prices grew fast to start 2021 and ...
House with 401k piggy bank next to it

Should I Tap My 401(k) to Buy a Home?

First-time home buyers are often young and financially stressed, struggling with student loan debts, car payments and the costs of raising young children. Even for couples with two incomes, the task of saving for a ...

How to Save a Down Payment for a Home in 1 Year

Would you believe me if I told you that one year from today you could be unlocking the door to your first home? As they say, the proof is in the pudding and we’ve got ...
Two friends buying a home together

Co-Buying A Home Can: Pros and Cons

You don’t have to be married to live out the American dream of owning a home. Co-buying is a way for unmarried individuals to get out of the cycle of renting and begin building equity ...

Single Women Homebuyers: What You Need to Know

A young Nashville teacher I know, let’s call her Mary, is changing the world. Mary is good at her job. She’s financially independent. She has long-term career plans, and is working nights and weekends toward ...

How to Buy an Affordable Home: Tips for First-Time Home Buyers

Nearly a third of homes sales go to first-time buyers, a group as enthusiastic as it is inexperienced and whose dreams are as big as its bank accounts are small. There were 2.1 million first-time ...
Home buying mistakes

Biggest Home Buyer Mistakes: What First Time Buyers Need to Know

Few things are more exciting, or terrifying, than buying your first house. You’re joining forces with a spouse or partner, or bravely going alone, on one of life’s great adventures and biggest investments. “The ache ...
Home With Money and Calculator

CFPB Reports Complaints About Mortgages

Mortgages remain one of the most complained about financial products, according to the Consumer Financial Protection Bureau. Mortgage provider complaints fall into four main categories: Complaints about the foreclosure and loan modification. Consumers complain that the loan ...
Home for sale

HomeReady Program to Debut in December

Fannie Mae's new program, HomeReady, will help middle and low income Americans achieve their dream of homeownership. HomeReady will consider income provided by extended family members and non-family members as qualifiers for a mortgage. Additionally, ...
people partying in a house

Do You Live Near a Party House?

With the growth in online rent-by-the-night and week services like Airbnb, many residential homes are becoming party homes. Nobody wants to live next to a party house. The effect on neighbors and property values can ...
house key new homeowner

The New Mortgage Rules

New mortgage rules are in place that should make it easier for home buyers to compare lending terms. Learn more about the forms and their purposes here. New Mortgage rules and How to Make the Most ...

First-Time Homebuyer Tips and Trends

Are you a first-time homebuyer? We’ve got everything you need to know from how to save a downpayment to creative ways to becoming a homeowner in a heated-up housing market. Start your HomeTrek by taking our self-paced online homebuyer course or by digging in to our library of inspiring, thought-provoking articles on how to buy a home.

Learn about Florida Down Payment Assistance

Florida offers programs through the State Housing Initiative Partnership Program (SHIP). The funds from this program are distributed to Florida’s 62 counties as block grants. Learn more about the Florida Down Payment Assistance